Welcome to SuweldoCalculator.com – Your Philippine Salary & Benefits Calculator Hub

SuweldoCalculator.com is your trusted online resource for calculating salaries, benefits, and government deductions in the Philippines. Our tools help employees, freelancers, and business owners accurately determine take‑home pay, contributions to SSS, PhilHealth, Pag‑IBIG, and income tax — all in just a few clicks.

Using our calculators is simple: just enter your salary details above and get reliable results instantly. Whether you are planning your budget, verifying payroll deductions, or preparing financial plans, our calculator and related tools empower you with clarity and confidence.

 

Why Use Our Tools?

 

Instant salary and benefits calculation

Accurate SSS, PhilHealth, Pag-IBIG, and tax deductions

Easy-to-understand breakdowns and examples

Free and accessible anytime, anywhere

Sweldo Calculator with Budget

Salary Calculation Inputs

Budget Planner

Computation Result

Semi-Monthly
Monthly
Annual
Salary Results
Basic Pay:0.00
Taxable Allowance:0.00
Non-Taxable Allowance:0.00
Night Differential:0.00
Overtime Pay:0.00
Gross Pay:0.00
Withholding Tax:0.00
SSS/GSIS Contribution:0.00
PhilHealth Contribution:0.00
PAG-IBIG Contribution:0.00
Total Deductions:0.00
Net Pay:0.00

Budget Results

DescriptionPeriodCost

Total Budget: 0.00

Take-Home Pay after Budget: 0.00

Using our calculators is simple: just enter your salary details, and get instant, reliable results. Each calculator comes with step-by-step instructions and examples to make sure you understand your exact pay and deductions.

Whether you are checking your payroll, planning your savings, or verifying deductions, SuweldoCalculator.com provides the most up-to-date calculations based on Philippine laws and contribution tables. Start exploring our calculators below and take control of your finances today.

    About This Calculator

    SuweldoCalculator.com was created to help Filipino workers better understand their salaries, government deductions, and take-home pay.

    This platform is independently developed and maintained by a Philippine-based software developer with experience in payroll computation, government contribution rules, and financial tools. All calculations are based on publicly available data from BIR, SSS, PhilHealth, and Pag-IBIG.

    Our goal is to provide free, accurate, and easy-to-use tools that empower Filipinos to make informed financial decisions.

    Why Choose SuweldoCalculator.com?

    Learn More

    Check out our Blog for tips, guides, and detailed articles on salaries, savings, and employee benefits in the Philippines

      How We Calculate

      How we compute your take-home pay
      • SSS based on official monthly contribution schedule

      • PhilHealth computed using current income bracket formula

      • Pag-IBIG default at 2% (configurable soon)

      • BIR withholding tax updated per TRAIN law & current revenue circulars

      • 13th month: (Total basic pay earned ÷ 12)

      Payroll Periods Explained

      Payroll TypeMeaning
      Daily RateWorkers paid per working day
      WeeklyPaid once per week
      Semi-MonthlyPaid twice a month (common in PH)
      MonthlyPaid once per month

      Semi-Monthly Example

      If you earn ₱20,000/month → ₱10,000 per cutoff before deductions

      Philippine Mandatory Deductions

      Government DeductionBased OnNotes
      SSSSalary bracketIncludes EC contribution
      PhilHealth% of salaryLatest PhilHealth premium table applied
      Pag-IBIGSalary bracketUsually ₱100 employee share

      Optional deductions:

      • Employer loans (SSS / Pag-IBIG)

      • Company loans / cash advance

      • Late/undertime deductions

      Who Can Use SuweldoCalculator.com?

      • Private employees
      • Government workers
      • Freelancers and self-employed individuals
      • HR and payroll staff
      • Business owners and startups

      Why does SuWeldoCalculator differ from HR?

      Differences may happen due to:

      ReasonExample
      Cut-off periodsSalary start date mid-month
      Company benefitsMeal or transport allowance
      Withholding rulesVaries by taxable benefits
      Absences & leaveLWOP, SL/VL conversions

      Our tool gives a government-table accurate estimate, but HR policies may vary.

      Disclaimer:

      Updated for 2025 Philippine tax & contribution rates
      ℹ️ For informational purposes only. Always verify with your HR or accounting office.

      This website is not affiliated with the Bureau of Internal Revenue (BIR), Social Security System (SSS), PhilHealth, or Pag-IBIG Fund.

      Frequently Asked Questions

      This FAQ section provides clear answers to common salary and benefits questions in the Philippines. Learn how 13th-month pay, taxes, SSS, PhilHealth, and Pag-IBIG contributions are calculated, and how our calculators help you estimate your take-home pay accurately based on updated government tables.

      Is SuWeldoCalculator accurate?

      Yes — our calculators use official Philippine contribution tables and laws (SSS, PhilHealth, Pag-IBIG, BIR, and DOLE guidance). Calculations are intended for estimation and planning only; final payroll figures may differ due to employer policy, retroactive adjustments, or agency updates. We note the last update date at the top of each tool.

      Why This Calculator Is Different
      FeatureOther ToolsThis Calculator
      PH-specific salary system
      Budget planning built-in
      Night differential & OTSome
      Updated 2025 contribution tables
      Free to use
      No personal data stored
      Mobile friendlySome
      Important Notes & Limitations
      • This tool gives an estimate, not HR-certified computation

      • Exact results may vary based on:

        • Company policy

        • Union agreements

        • Allowance structure

        • Bonuses

        • Attendance deductions

      • Always verify with your employer or payroll officer for official computations

       

      How often do you update rates and tables?

      We monitor official announcements and update calculators as soon as agencies publish changes. Typical refresh cadence is: immediate for major rule changes (e.g., SSS revision), monthly for smaller adjustments. The page header shows “Last updated: [Month Year].”

      Who should use these calculators?

      Employees (regular, contractual), freelancers, HR personnel, employers, OFWs, and finance students. Each tool includes an explanation of intended users and examples so you can pick the right calculator for your scenario.

      Are my inputs stored on your servers?

      No — your calculator inputs remain in your browser storage (local/session storage) and are not saved on our servers by default. Visit the Privacy page to learn how cookies or analytics may be used and how to opt out.

      Why does my 13th-month pay differ from HR’s calculation?

      Differences arise from (a) employer-specific bonuses or allowances included in payroll, (b) retroactive adjustments or payroll cutoffs, and (c) different methods of prorating (days/30 vs exact months). Our tool explains which components are included and shows the formula used so you can compare with HR.

      Do you include allowances, overtime, and commissions?

      We provide separate inputs for taxable allowances, non-taxable allowances, overtime, and commissions. Read each tool’s “What’s included” box — you can turn allowances on/off so results reflect your employer’s payroll policy.

      Is SuWeldoCalculator free and ad-supported?

      Yes — all tools are free. We display unobtrusive ads to fund the service. Ads are placed so they don’t interfere with calculation results. For partners or sponsor-free options, contact us.

      Can I print or share my calculation?

      Yes — every result card has Print, Copy, and Share buttons. The Share button uses the device share dialog (if available) or a fallback that copies a short result summary and a link to the calculator with prefilled parameters.

      How do you calculate Pag-IBIG MP2 returns?

      MP2 estimates use historic dividend rates, compounding annually. You can simulate yearly deposits, one-time contributions, and projected dividend assumptions. We include a table of past dividends (sourced to Pag-IBIG) and let you choose realistic projection scenarios.

      Is the calculator legal or an official government tool?

      No — SuWeldoCalculator is a third-party estimator and not an official government tool. We cite official sources (BIR, SSS, PhilHealth, Pag-IBIG) where applicable and recommend consulting HR or the respective agency for legally binding determinations.

      Why should I trust SuWeldoCalculator over other sites?

      We provide Philippine-focused tools with transparent formulas, visible data sources, an audit trail (what numbers were used and where they came from), and easy contact with the developer for corrections. Our “About” page lists the team, update log, and source links.

      How do I report an error or request a new calculator?

      Use the Contact page or email admin@suweldocalculator.com with the page URL, a brief description of the issue, and sample inputs/output. We respond to urgent corrections (e.g., agency table changes) within 24–72 hours.