Meta Title:
Tax Calculator Philippines 2025 – Accurate Income & Salary Tax Computation
Meta Description:
Use our free Tax Calculator Philippines 2025 to compute your salary tax, SSS, PhilHealth, and Pag-IBIG deductions instantly. See your net pay and take-home salary based on the latest BIR tax table.
What Is a Tax Calculator for the Philippines?
A tax calculator is an online tool that automatically computes how much income tax an employee or freelancer needs to pay based on BIR 2025 tax brackets. It saves time by calculating your gross pay, total deductions (SSS, PhilHealth, Pag-IBIG, withholding tax), and net take-home pay.
SuweldoCalculator.com provides an updated and accurate calculator that follows the TRAIN Law and BIR Revenue Regulations No. 13-2018, ensuring your tax computation for 2025 is correct.
Latest BIR Income Tax Table 2025
Under the TRAIN Law, the BIR income tax rates for 2025 remain as follows:
| Monthly Income | Tax Rate | Tax Formula |
|---|---|---|
| ₱20,833 and below | 0% | No tax |
| ₱20,834 – ₱33,332 | 15% of excess over ₱20,833 | |
| ₱33,333 – ₱66,666 | ₱1,875 + 20% of excess over ₱33,333 | |
| ₱66,667 – ₱166,666 | ₱8,541.80 + 25% of excess over ₱66,667 | |
| ₱166,667 – ₱666,666 | ₱33,541.80 + 30% of excess over ₱166,667 | |
| ₱666,667 and above | ₱183,541.80 + 35% of excess over ₱666,667 |
(Source: BIR 2025 Tax Table)
Example: Salary Tax Computation (2025)
Let’s say your monthly salary is ₱35,000.
Step 1: Deduct mandatory contributions
- SSS: ₱1,300
- PhilHealth: ₱525
- Pag-IBIG: ₱100
Total Deductions: ₱1,925
Step 2: Compute taxable income
₱35,000 – ₱1,925 = ₱33,075
Step 3: Apply BIR formula (in the ₱20,834–₱33,332 range → 15% of excess)
Tax = ₱33,075 – ₱20,833 = ₱12,242 × 15% = ₱1,836.30
Estimated Tax: ₱1,836.30
Net Pay: ₱35,000 – ₱1,925 – ₱1,836.30 = ₱31,238.70
Try Our 2025 Tax Calculator Philippines
Use the SuweldoCalculator.com Tax Calculator 2025 below:
→ Input your monthly salary
→ Automatically compute SSS, PhilHealth, Pag-IBIG, and Withholding Tax
→ See your net take-home pay instantly
(Embed calculator tool here)
Why Use an Online Tax Calculator?
- Saves time and reduces errors – no need to manually check BIR tables each month.
- Helps you plan your budget – see exactly how much you’ll take home after deductions.
- Accurate per new BIR rates – always updated to current laws.
- Free and mobile-friendly – compute anytime on your phone or laptop.
Related Calculators
- Salary Computation Guide 2025 (/salary-computation)
- 13th Month Pay Calculator (/13th-month-pay-calculator)
- Take Home Pay Calculator (/take-home-pay-calculator)
- Back Pay Calculator (/back-pay-calculator)
FAQ (Structured Data Section)
Q1: How is income tax computed in the Philippines 2025?
A: Subtract SSS, PhilHealth, and Pag-IBIG from your gross salary to get taxable income. Then apply the BIR tax bracket that corresponds to your income level.
Q2: What is the tax-free salary in 2025?
A: Employees earning ₱20,833 and below per month are exempt from income tax.
Q3: Do freelancers also pay income tax?
A: Yes. Freelancers and self-employed individuals compute tax using the same BIR rates, but file quarterly via BIR Form 1701Q.
Q4: What’s the difference between salary tax and withholding tax?
A: Withholding tax is the portion of your income tax automatically deducted by your employer and remitted to the BIR.