Yes — our calculators use official Philippine contribution tables and laws (SSS, PhilHealth, Pag-IBIG, BIR, and DOLE guidance). Calculations are intended for estimation and planning only; final payroll figures may differ due to employer policy, retroactive adjustments, or agency updates. We note the last update date at the top of each tool.

• This tool gives an estimate, not HR-certified computation

• Exact results may vary based on:

  • Company policy

  • Union agreements

  • Allowance structure

  • Bonuses

  • Attendance deductions

• Always verify with your employer or payroll officer for official computations

We monitor official announcements and update calculators as soon as agencies publish changes. Typical refresh cadence is: immediate for major rule changes (e.g., SSS revision), monthly for smaller adjustments. The page header shows “Last updated: [Month Year].”

Employees (regular, contractual), freelancers, HR personnel, employers, OFWs, and finance students. Each tool includes an explanation of intended users and examples so you can pick the right calculator for your scenario.

No — your calculator inputs remain in your browser storage (local/session storage) and are not saved on our servers by default. Visit the Privacy page to learn how cookies or analytics may be used and how to opt out.

Differences arise from (a) employer-specific bonuses or allowances included in payroll, (b) retroactive adjustments or payroll cutoffs, and (c) different methods of prorating (days/30 vs exact months). Our tool explains which components are included and shows the formula used so you can compare with HR.

We provide separate inputs for taxable allowances, non-taxable allowances, overtime, and commissions. Read each tool’s “What’s included” box — you can turn allowances on/off so results reflect your employer’s payroll policy.

Yes — all tools are free. We display unobtrusive ads to fund the service. Ads are placed so they don’t interfere with calculation results. For partners or sponsor-free options, contact us.

Yes — every result card has Print, Copy, and Share buttons. The Share button uses the device share dialog (if available) or a fallback that copies a short result summary and a link to the calculator with prefilled parameters.

MP2 estimates use historic dividend rates, compounding annually. You can simulate yearly deposits, one-time contributions, and projected dividend assumptions. We include a table of past dividends (sourced to Pag-IBIG) and let you choose realistic projection scenarios.

No — SuWeldoCalculator is a third-party estimator and not an official government tool. We cite official sources (BIR, SSS, PhilHealth, Pag-IBIG) where applicable and recommend consulting HR or the respective agency for legally binding determinations.

We provide Philippine-focused tools with transparent formulas, visible data sources, an audit trail (what numbers were used and where they came from), and easy contact with the developer for corrections. Our “About” page lists the team, update log, and source links.

Use the Contact page or email admin@suweldocalculator.com with the page URL, a brief description of the issue, and sample inputs/output. We respond to urgent corrections (e.g., agency table changes) within 24–72 hours.